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Exploration LearningProgram/Travel Protection Plans

Last Modified: March 18, 2022

Tuition + Admission Details

PROTECTION PLANS EXPLO 2022 Summer Program and Travel Protection Plans

In order to help protect your investment in your program experience, we are offering a way for participants to purchase travel protection. EXPLO tuition becomes non-refundable after certain deadlines, but these protection plans provide a variety of levels of coverage should you need to cancel your enrollment for a reason covered by the plan purchased. Below are your options, though there may be other products on the market worth considering. In all cases, it is important to review all plans carefully as there are certain restrictions, exclusions, and limitations that apply to all insurance coverages.

Student Deluxe Group Travel Protection Plan
(U.S. Residents Only, No Day Program)

PURCHASING
Review plan information for all terms, conditions and exclusions, and buy your coverage using the appropriate links below:

Student Deluxe*
EXPLO Junior and EXPLO Senior 360: Session 1, June 26 - July 15

EXPLO Junior and EXPLO Senior 360: Session 2, July 17 - August 5
EXPLO Junior and EXPLO Senior Focus: Session 1, July 3 - July 15
EXPLO Junior and EXPLO Senior Focus: Session 2, July 17 - July 29
EXPLO Pre-College + Career: Session 1, June 26 - July 8
EXPLO Pre-College + Career: Session 2, July 10 - July 22
EXPLO Pre-College + Career: Session 3, July 24 - August 5

Student Deluxe Cancel For Any Reason*
EXPLO Junior and EXPLO Senior 360: Session 1, June 26 - July 15

EXPLO Junior and EXPLO Senior 360: Session 2, July 17 - August 5
EXPLO Junior and EXPLO Senior Focus: Session 1, July 3 - July 15
EXPLO Junior and EXPLO Senior Focus: Session 2, July 17 - July 29
EXPLO Pre-College + Career: Session 1, June 26 - July 8
EXPLO Pre-College + Career: Session 2, July 10 - July 22
EXPLO Pre-College + Career: Session 3, July 24 - August 5

STUDENT DELUXE PLAN*
This plan has benefits for covered trip cancellations and interruptions, medical expenses and evacuations.

Cancel For Any Reason is optional and available for purchase at the individual level. CFAR coverage is up to 75% of the nonrefundable trip cost (subject to $10,000 maximum).  CFAR is available if purchased with or before your final payment for your trip. This benefit is not available to residents of New York State.

CFAR does not take effect until your entire non-refundable trip cost is paid to your travel supplier. If there are still deposits yet to be paid at the time you cancel your trip, CFAR will not apply.

If you purchase the plan but decline CFAR coverage at the time of plan purchase, you cannot add CFAR coverage at a later date – even if additional expenses are added to the trip/program.

Outside of CFAR terms, this plan does contain the following exclusion: Benefits are not payable for any loss due to, arising or resulting from: a mental or nervous condition, unless hospitalized for that condition while the Plan is in effect for you.

If you are interested in a plan without this exclusion, please visit A+ Program Protection.

Get information on benefits, limits, and per-person rates and important disclaimers.

*STUDENT DELUXE PLAN TERMS:

Student Deluxe Protection Plan SD15:
General Plan Document
Plan Document for Alaska, Indiana, New Hampshire, New York
Plan Document for Kansas
Plan Document for Oregon
Plan Document for Montana
Plan Document for Texas
Plan Document for Massachusetts
Plan Document for Washington 

Student Deluxe Protection Plan SD15CFAR:
General Plan Document
Plan Document for Alaska, Indiana, New Hampshire, New York
Plan Document for Kansas
Plan Document for Montana
Plan Document for Oregon
Plan Document for Texas
Plan Document for Massachusetts
Plan Document for Washington

The failure of a program operator/travel supplier/camp to provide bargained for travel arrangements is not a covered reason for Trip Cancellation coverage. Rather, if your program operator/travel supplier/camp cancels your trip, the Trip Cancellation coverage can only reimburse the reissue fee charged by the airline for the tickets.

This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain noninsurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as Active Care Management. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. Your travel retailer maybe compensated for the purchase of a plan.CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured: P.O. Box 6503, Glastonbury, CT 06033; 800-243-3174; customercare@travelinsured.com; California license #0I13223.

AH-3555


A+ Program Protection

(U.S. Residents Only)

Many times, the fun and excitement of a program is interrupted by unfortunate circumstances such as a family emergency or sickness, bags are lost or stolen, or you may need to cancel due to other unforeseen circumstances.

There are two Plans available for you to choose from: 

  1. Preferred Plan 550: The Standard Plan includes a package of Non-Insurance Services plus insurance benefits including Program Cancellation and Interruption, Program Delay, Accident & Sickness Medical Expense, Baggage and Personal Effects, and Baggage Delay. 

    Waiver of the Pre-Existing Condition Exclusion: The exclusion for Pre-Existing Condition will be waived provided: (a) You are medically able and not disabled from travel at the time your plan cost is paid based on assessment of a physician; and (b) You purchase this plan at or before the final payment for Your Program.
  1. Preferred Plus Plan 550C: (Not Available to Residents of New York). The Preferred Plus Plan includes a package of Non-Insurance Services plus insurance benefits including Program Cancellation and Interruption, Program Delay, Accident & Sickness Medical Expense, Baggage and Personal Effects, Baggage Delay, plus a Cancel For Any Reason benefit that allows you to cancel your Program for any reason up to 2 (two) days before your scheduled Departure Date of your program and you purchase this plan within 21 days of the date your initial payment or deposit for your program is received.

    If You cancel Your Program for any reason not otherwise covered by this Plan, benefits will be paid 65% of the Prepaid, forfeited, non-refundable Payment or Deposits You paid for Your Program.

    Please Note: The Cancel For Any Reason Benefit is applicable to all prepaid non-refundable insured program costs.

    Waiver of the Pre-Existing Condition Exclusion: The exclusion for Pre-Existing Condition will be waived provided: (a) You are medically able and not disabled from travel at the time your plan cost is paid based on assessment of a physician; and (b) You purchase this plan within 21 days of the date your initial payments or deposits for your program. 

Download the Plan Documents for your state of residence. 

The link to purchase coverage online is: https://www.aplusplans.com/index.php/consumer/portal/EXPL11 

If you have questions or want to purchase coverage by phone, please call the Customer Service Specialists for Program Protector at 1-888-420-5378 and refer to plan #’s 550 or 550C.

This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. al. T210 et. al, and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain noninsurance Travel Assistance Services provided by Generali Global Assistance Services. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate, Inc (dba Trip Mate Insurance in CA and UT), PO Box 527 Hazelwood, MO 63042, 1-800-888-7292, claimssupport@travelclaimsonline.com, CA License # 0805270

AH-3668